Volume 26, Issue 95 ( fall 2021)                   __Judicial Law Views __2012__, 26(__59__): __224222 | Back to browse issues page

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amini M, jafari D. Credit Insurance and Small and Medium Enterprises(SMEs. دیدگاه‌های حقوقی. 2021; 26 (95) :199-222
URL: http://jlviews.ujsas.ac.ir/article-1-1697-en.html
1- Shahid Beheshti University , aminimansour@yahoo.fr
2- Shahid Beheshti University
Abstract:   (77 Views)
 
A credit transaction as a way of buying and selling goods and services, in which the price is not paid in cash; contains several risks for the seller. The risks of non-payment and bankruptcy of the buyer are the most important ones that could endanger the liquidity cycle and even life of the seller. The weight of the risk depends on the amount of capital and deals of companies. So, SMEs may harm more. Credit insurance is a common way of credit risk management which does not commonly used by the SMEs, notwithstanding their fragility and requirement. In this article the ability and efficiency of credit insurance for management of credit risks of this enterprises is examined. The authors consider that credit insurance could be one of the best methods of management of the risk for SMEs
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Type of Study: Applicable Research | Subject: Pivate Law
Received: 2019/07/23 | Revised: 2021/12/12 | Accepted: 2021/10/02 | Published: 2021/12/12 | ePublished: 2021/12/12

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